


independent - unbiased - no products
ImPower for Employers
happier employees - increased productivity - attract & retain staff
Research around the world highlights the importance of personal finance for employees.
PRODUCTIVITY
57% of employers in the US say that they believe financial education within the workplace boosts productivity.
Source: Financial wellness at work, 2014
INVESTMENT RETURN
300% typical ROI for employers who fund comprehensive financial education in the workplace.
Source: The business case for financial education, E. Thomas Garman
TIME OFF
20% of American employees have taken time off work to attend to personal finance issues.
Source: Financial wellness at work, 2014
STRESS
36% of Australian employees were either 'struggling' or 'just getting by' according to a 2018 study. Over 1 in 3 of your employees will experience heightened levels of stress as a result of their financial situation.
Source: Financial Wellbeing: A survey of adults in Australia, April 2018

SIGNS OF FINANCIAL STRESS
Indicators your employees need help
01
Continually asking for a pay advance, or complaining that they are not paid enough
02
Employee spends excessive time on private business during work hours
03
Employee has sullen moods attributable
to personal difficulties
04
Employees do not socialise at work
05
Employee does not make good use of employee benefits provided by the organisation
06
Employee is nearing "retirement" and displays a lack of confidence about their stage in life
07
Employee is involved in a relationship breakdown which is impacting on their ability to concentrate at work
08
Employee has above average absenteeism
PRESENTEEISM
Research shows that presenteeism (time lost) costs 10x as much as absenteeism
